eCommerce
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eCommerce Solutions
We can help in providing your customers a secure, easy-to-use, positive online shopping experience. Whether you have one product or need a shopping cart, we can help you sell your products online.
We recommend using Authorize.net or LinkPoint API for payment gateway services.
Through Authorize.net, we also offer an Integrated Payment Service that combines your payment gateway service and your merchant account for one low price. It is easy to learn more about the Integrated Payment Service and to apply for an account.
More businesses than ever are ready to sell their products and services on the Web, and they are seeking financial institutions to provide fast, easy and efficient ways to authorize and process their online transactions. With Authorize.Net, you'll place your on-line business in the best position to provide payment-processing.
Advanced Integration Method (AIM) is the preferred Authorize.Net integration solution, and uses secure sockets layer (SSL) digital certificate technology to connect securely and directly to the Payment Gateway - achieving the highest security for the Internet connection between a merchant and the gateway.
When the customer clicks to submit his or her purchase information, payment information is encrypted using 128-bit SSL technology and sent to an Authorize.Net transaction server. The server sends the data through the authorization network to the appropriate card issuer's bank, using a secure, proprietary connection. When the authorization process is complete - this takes around five seconds - the customer receives an approval or decline response, and the Authorize.Net server stores the transaction. Approved transactions are automatically settled each day and are typically funded within two to three business days.
Merchants can check the status of current transactions submitted directly from their website or run reports on past transaction activity by going to the Authorize.Net Corporate site and logging into their own password-protected Merchant Interface. Online businesses also can use the Authorize.Net Virtual Terminal feature of their Merchant Interface account to enter payment information manually if customers prefer to call in their credit card information.